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Financial Planning

Financial Consulting & Preparation Services

Financial Planning with Ramsay Wealth Management

Ramsay Wealth Management, Ltd. offers a wide range of planning solutions for your immediate and long-term needs — from analyzing what you need to acting on it.  Financial planning is about helping you achieve your financial goals through our passionate guidance and planning processes.

Ramsay Wealth Management and Ramsay & Associates work together to help you build your financial future. You’ll find we employ a wide range of tools to analyze your opportunities. You have goals and dreams for your personal finances, retirement, your children’s education and more. We put together a plan then guide and manage your progress to help keep you on course.

Retirement Plans

We can assist you in choosing how these plans can be funded through various choices of investments and handle all the paperwork necessary to make it happen.

Health Insurance

We help you find the most cost effective means to provide health insurance coverage for individual or
business group policies.

Long-Term Care & MN Partnership

We can help you evaluate your situation to determine if long-term care insurance is right for you.

Education Funding

We'll help you determine the method for solving the increasing cost of education each year by investing each year or using lump sums.

Estate Planning

In order to avoid taxation of an estate, there are various means that can be used to transfer assets to your beneficiaries.

Financial Planning

In the financial planning and analysis process, we gather all your assets, liabilities, income, and expenses.

Investments

As an independent advisor representative of SII Investments, Rich Ramsay is able to serve clients by offering a wide range of investment options

Important Consumer Information

This site is for informational purposes only and is not intended to be a solicitation or offering of any security and:


  • Representatives of a Registered Broker-Dealer (“BD”) or Registered Investment Advisor (“IA”) may only conduct business in a state if the representatives and the BD or IA they represent (a) satisfy the qualification requirements of, and are approved to do business by, that state; or (b) are excluded or exempted from that state’s registration requirements.


  • Representatives of a BD or IA are deemed to conduct business in a state to the extent that they would provide individualized responses to investor inquiries that involve (a) effecting, or attempting to effect, transactions in securities; or (b) rendering personalized investment advice for compensation.

Securities offered through J.W. Cole Financial, Inc. (JWC) Member FINRA/SIPC. Advisory services offered through J.W. Cole Advisors, Inc. (JWCA). Ramsay Wealth Management and JWC/JWCA are unaffiliated entities.

For more information please contact Rich Ramsay at Rich@RamsayWealth.com

Schedule a Consultation today!

TESTIMONIALS

What Our Clients Are Saying

"Very impressed with initial consultation - Brady's depth of knowledge, asking the right questions, very professional and yet friendly, the kind of person you want on your side. Highly recommend Ramsay and Associates."

Jeff Vesel

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Recent News & Tips

Estate Planning Tips: 4 Reasons Why Avoiding Probate Is a Smart Move

By Brady Ramsay • September 4, 2025
When planning your estate, one of the smartest strategies you can adopt is to minimize or avoid probate. Probate is a legal procedure in which a court establishes the validity of your will, determines the value of your estate, resolves … Continue reading → The post Estate Planning Tips: 4 Reasons Why Avoiding Probate Is a Smart Move appeared first on Ramsay and Associates.

Reporting Digital Assets: What You Need to Know

By Brady Ramsay • August 5, 2025
As the use of digital assets like cryptocurrencies continues to grow, so does the IRS’s scrutiny of how taxpayers report these transactions on their federal income tax returns. The IRS has flagged this area as a key focus. To … Continue reading → The post Reporting Digital Assets: What You Need to Know appeared first on Ramsay and Associates.

Why Choosing the Right Trustee Matters

By Brady Ramsay • July 8, 2025
It’s not uncommon for an estate plan to contain multiple trusts. They can enable you to hold assets for and transfer them to beneficiaries, avoid probate, and possibly reduce estate tax exposure. When drafting a trust, you must appoint a … Continue reading → The post Why Choosing the Right Trustee Matters appeared first on Ramsay and Associates.