Long-Term Care & MN Long-Term Care Partnership

Long-Term Care

We can help you evaluate your situation to determine if long-term care insurance is right for you. Minnesota is one of the many states where you can exclude a certain amount of your estate from potential use for nursing care and still qualify for state assistance. See Minnesota Long-Term Care Partnership.

Minnesota Long-Term Care Partnership

The Minnesota Long-Term Care Partnership is a public/private arrangement between long-term care insurers and Minnesota’s Medical Assistance program. It enables Minnesota residents who purchase certain long-term care insurance to have more of their assets protected if they later need the state to help pay for their long-term care. Minnesota is using this approach to give people greater control over how they finance their long-term care and to help shore up the public safety net against coming demographic pressures.

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Richard W. Ramsay

CPA, PFS 

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This site is for informational purposes only and is not intended to be a solicitation or offering of any security and:


  • Representatives of a Registered Broker-Dealer (“BD”) or Registered Investment Advisor (“IA”) may only conduct business in a state if the representatives and the BD or IA they represent (a) satisfy the qualification requirements of, and are approved to do business by, that state; or (b) are excluded or exempted from that state’s registration requirements.


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Securities offered through J.W. Cole Financial, Inc. (JWC) Member FINRA/SIPC. Advisory services offered through J.W. Cole Advisors, Inc. (JWCA). Ramsay Wealth Management and JWC/JWCA are unaffiliated entities.

For more information please contact Rich Ramsay at Rich@RamsayWealth.com

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