Health, Life, and Disability Insurance

We help you find the most cost effective means to provide health insurance coverage for individual or business group policies. Health insurance has become very expensive and we work hard to find the best coverage for you at the best price.

Contact Us for More Info

Richard W. Ramsay

CPA, PFS 

Financial Newsletter Sign-up

Receive important business news, tax tips and related updates delivered straight to your email inbox.

Important Consumer Information

This site is for informational purposes only and is not intended to be a solicitation or offering of any security and:


  • Representatives of a Registered Broker-Dealer (“BD”) or Registered Investment Advisor (“IA”) may only conduct business in a state if the representatives and the BD or IA they represent (a) satisfy the qualification requirements of, and are approved to do business by, that state; or (b) are excluded or exempted from that state’s registration requirements.


  • Representatives of a BD or IA are deemed to conduct business in a state to the extent that they would provide individualized responses to investor inquiries that involve (a) effecting, or attempting to effect, transactions in securities; or (b) rendering personalized investment advice for compensation.

Securities offered through J.W. Cole Financial, Inc. (JWC) Member FINRA/SIPC. Advisory services offered through J.W. Cole Advisors, Inc. (JWCA). Ramsay Wealth Management and JWC/JWCA are unaffiliated entities.

For more information please contact Rich Ramsay at Rich@RamsayWealth.com

Schedule a Consultation today!

TESTIMONIALS

What Our Clients Are Saying

"Very impressed with initial consultation - Brady's depth of knowledge, asking the right questions, very professional and yet friendly, the kind of person you want on your side. Highly recommend Ramsay and Associates."

Jeff Vesel

BLOG POSTS

Recent News & Tips

Estate Planning Tips: 4 Reasons Why Avoiding Probate Is a Smart Move

By Brady Ramsay • September 4, 2025
When planning your estate, one of the smartest strategies you can adopt is to minimize or avoid probate. Probate is a legal procedure in which a court establishes the validity of your will, determines the value of your estate, resolves … Continue reading → The post Estate Planning Tips: 4 Reasons Why Avoiding Probate Is a Smart Move appeared first on Ramsay and Associates.

Reporting Digital Assets: What You Need to Know

By Brady Ramsay • August 5, 2025
As the use of digital assets like cryptocurrencies continues to grow, so does the IRS’s scrutiny of how taxpayers report these transactions on their federal income tax returns. The IRS has flagged this area as a key focus. To … Continue reading → The post Reporting Digital Assets: What You Need to Know appeared first on Ramsay and Associates.

Why Choosing the Right Trustee Matters

By Brady Ramsay • July 8, 2025
It’s not uncommon for an estate plan to contain multiple trusts. They can enable you to hold assets for and transfer them to beneficiaries, avoid probate, and possibly reduce estate tax exposure. When drafting a trust, you must appoint a … Continue reading → The post Why Choosing the Right Trustee Matters appeared first on Ramsay and Associates.